Anti-Discrimination bill headed to Washington July 19, 2007 06:40 PM EDT
When you get sick or hurt how do you pay for your medical care? Usually it's through your work. But if you're injured riding a motorcycle, will the same health insurance you receive through your job cover you?
Strapping on his gloves, lowering the visor on his helmet, WAFF 48 Photojournalist Blake Mann goes through his pre-ride routine. Checking for a break in traffic, he knows accidents can, and will happen even to the most cautious biker. One worry many who ride a motorcycle face is if their medical bills would be covered in the event of a crash. While your insurance provider may offer coverage, employers can deny benefit payouts.
Scott Newland, store manager for Rocket City Power Sports in Huntsville, doesn't agree with the law. "The mid-90's law was written poorly. In the first place, leave out that kind of loophole this is something that should have been taken care of a long time ago," says Scott Newland.The American Motorcyclist Association agrees and is fighting to have the law re-written. They want to eliminate discrimination against anyone who rides and get rid of an expensive loophole.
"Basically they said you could not deny coverage to a motorcyclist. They didn't have to pay benefits that's the loophole. Current law. Close the loophole," says Newland.Until new rules are put into place, bikers take their chances on the highways, hoping they are not involved in a crash that could devastate their finances. "Primarily motorcyclists are some of the safest guys on the road. Time for a change time to fix broken law," says Newland.
What can you do?You can send a message in support of "The HIPAA Recreational Injury Technical Correction Act" bill to your Congressman and Senators. That website is www.AMADirectlink.com